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Baner Club > Blog > Education > Don’t let going back to school mean getting back into debt.
Education

Don’t let going back to school mean getting back into debt.

As a mother of three, I've seen how inflation affects your back-to-school buying budget, and I know it can be a major source of stress in your household.

Last updated: 2024/08/06 at 10:18 AM
Published August 6, 2024
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According to a JLL study, the average cost of back-to-school shopping this year has increased by 21.8% from the previous year. Even if this statistic suggests that you should spend more money to provide for your children, you do not have to. I’ll explain why I disagree with the tendency of spending more on back-to-school shopping and provide some practical strategies to do so on a budget.

Be different from the statistics.
Here is the deal: Even if inflation remains an issue, parents earning more than $50,000.

This year’s school shopping budget. In fact, parents want to spend more on back-to-school shopping in 2024 ($475 per child) than they did on Christmas presents in 2023 (less than $200 per child).

If you’re actively paying off debt or building an emergency fund, don’t believe this, regardless of your income. Inflation is still alive and well, and if you want to achieve your financial goals, you must keep your spending under control.

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admin August 6, 2024 August 6, 2024
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