In an unusual case of insurance fraud, Chang, a Taiwanese university student, fabricated a false frostbite scenario to claim $1.7 million in insurance claims, according to the Straits Times.
Chang’s deceptive ruse, which required immersing his legs in dry ice for 10 hours, resulted in the loss of his compensation claim and a below-the-knee amputation.
Chang and his friend Lan, surnamed Liao, obtained numerous types of insurance plans that covered worst-case scenarios. Later, on January 26, 2023, in northern Taipei, the duo performed an elaborate stunt imitating motorbike ride frostbite, which occurs frequently at midnight.
To generate phony injuries, Liao forced Chang to spend a long time exposed to dry ice, making the deception more convincing. Chang, who was shackled by Liao, had to endure excruciating discomfort since his legs had stretched too much. Chang was promptly admitted to the hospital and underwent a below-the-knee amputation on February 6, 2023.
He received this amount of money from one of the insurers, but other insurers raised concerns due to inconsistencies in dates and injury specifics. Researchers examined Chang’s case closely and discovered some strange results in the frostbite injuries, which were perfectly symmetrical and did not match true frostbite.Other observations, such as meteorological data, refuted Chang’s claims, demonstrating that the temperature was somewhat moderate, not cold enough to cause frostbite. The second stage of the investigation resulted in the discovery of kompromat, which included medical records, insurance documents, and crime-related things.
